Bad faith insurance is a touchy subject for many reasons. It is a complex claim, one that requires the skilled hand of an experienced attorney to ensure that the case is handled properly. But the "touchy" nature of bad faith insurance claims comes from the very nature of insurance itself. People want their insurance to come through when they need it; and insurers don't want to pay out claims that aren't warranted or covered by the policy.
When very serious matters are involved with insurance -- such as life and death, in the case of life insurance -- then you get touchy, emotional and anxious cases when an insurer denies a client coverage.
Bad faith insurance claims, no matter what side of the case you are on, need to be handled carefully. There are a lot of legal intricacies that need to be thoroughly examined and reviewed before either side should proceed with their case. Even when it is decided to proceed with such a case, there are many matters that need to be tended to.
As such, it is important for either an insurance company, a business or an individual to consult with a knowledgeable attorney with experience handling bad faith insurance cases. In this regard, in Orange County, California the names to know are Klein & Wilson. As business litigators for many years, they have seen plenty of insurance cases and are very familiar with bad faith insurance. They will work hard to help you with your case.